Insights

Every PassPath guide in one place

Plain-English guides to the RE5 regulatory exam, the RE1 regulatory exam and the K53 learners test, written by The PassPath Team and kept current for 2026. Pick your exam below.

RE5 & RE1

RE5 results: how long they take, how you are notified, and what happens next

RE5 results take a maximum of 20 working days and arrive by email to your registered address, not inside the exam portal. Here is the notification process, the remark and appeal routes, and the rewrite clock if you fail.

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RE5 & RE1

The RE5 certificate: what it is, what it proves, how to get it

An RE5 certificate is the record that you passed the RE5 regulatory examination. Here is what it proves, why it is not a qualification, and how employers verify it.

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RE5 & RE1

RE5 requirements: who must write it, what you need, and the deadlines

Almost nothing is required to write the RE5: no course, no qualification, no FSP number. The requirements that matter are the ones for working as a representative.

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RE5 & RE1

The Founding 40: 30 days of full PassPath access, free

The first 40 people to sign up get 30 days of full access to PassPath, completely free: practice questions, full mock exams, adaptive practice and progress tracking for the RE5 and RE1. All we ask in return is one honest review, good or bad.

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RE5 & RE1

RE5 and RE1 exam cost in 2026: the full picture

The RE5 and the RE1 each cost R1 300 to write, VAT inclusive, set by the FSCA and paid to Moonstone. Here is what preparation adds, and what a failed attempt really costs you.

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RE5 & RE1

RE5 study material in 2026: what to buy, what to skip, and whether free is enough

RE5 study material comes down to two things: the FSCA's published qualifying criteria, and practice questions under time pressure. Everything else is packaging. Paid prep runs roughly R150 to about R4 010 in 2026, and free can genuinely be enough. An honest guide to choosing a format.

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RE5

Does the RE5 expire? Validity, CPD and staying authorised

No FSCA or Moonstone source sets an expiry on a passed RE5 result. What lapses is your authorisation as a representative: fit and proper status, CPD and your DOFA deadline.

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RE5 & RE1

RE5 exam venues: where you can write, province by province

The RE5 is written at physical venues booked through Moonstone, 34 of them across all nine provinces. Here is what that venue network looks like and how to plan around where you live.

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RE5 & RE1

How to book your RE5 exam in 2026: step by step

You book the RE5 through Moonstone at faisexam.co.za. Registration closes 11 working days before each sitting and R1 300 is due within 24 hours. Here is the full process.

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RE5 & RE1

Your RE5 deadline: how to work backwards from your DOFA date

Your RE5 deadline is two years from your date of first appointment. This is the arithmetic that turns that date into a last safe date to write and a last safe date to register.

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RE5 & RE1

RE5 pass mark: what score you actually need in 2026

The RE5 pass mark is 65%, but with 50 questions that works out to 33 correct answers, which is 66%. Here is what that means in practice, how the RE1 threshold compares, and what falling short costs.

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RE5

Onboarding a new rep cohort: a 90 day plan to RE5-ready

Onboarding a batch of new representatives at once is a logistics problem, not a training one. A 90 day plan with real checkpoints, and the readiness tracking a compliance officer needs to see who is drifting while there is still time to help.

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RE5

Am I ready for the RE5? How to know before you pay to write

Almost everyone who fails the RE5 walked in feeling ready. The signs that fool people, what genuine readiness actually looks like, and how to measure yours against the 66% pass mark before you pay to book.

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RE5

What is the RE5? Meaning, exam format and who has to write it

The RE5 is the FAIS Regulatory Examination for representatives, written through Moonstone on behalf of the FSCA. Here is what RE5 means, what the exam covers, who has to write it and by when.

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RE5

What belongs in a representative competence register

What a FAIS competence register should hold for each representative, how to keep it current with a simple monthly rhythm, and how to evidence RE5 readiness before the exam is passed.

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RE5

Why representatives fail the RE5 (and how to fix it)

Most representatives who fail the RE5 are capable people who started late or studied the wrong things. Here is why it happens, and the practical levers a compliance manager can pull.

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RE5

RE5 training for staff: an employer's guide (2026)

What FSPs need to know about getting representatives through the RE5: the 24-month DOFA rule, debarment risk, competence-register duties, and how to choose between workshops and self-paced online training.

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RE5

The FSP compliance officer's guide to getting reps exam-ready

A checklist-driven guide for compliance officers: keeping the FAIS competence register, supervising representatives against their RE5 deadlines, and building a clean, audit-ready compliance file.

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RE5

The RE5 Exam: complete 2026 guide

Who must write the RE5, the pass mark and format, what it costs, how booking works, and a smarter way to prepare. All in one guide, current for 2026.

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RE5

Failed the RE5? How to pass the rewrite

A fail stings, but it's rarely as far off as it feels. How to rebook, find the specific tasks that cost you marks, and prepare for the rewrite without re-studying everything.

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RE5 & RE1

RE1 vs RE5: which exam do you need?

Representatives write the RE5. Key Individuals write the RE1. Sole proprietors write both. The differences in plain English, and how to prepare for each.

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RE5

How to study for the RE5 (a realistic plan)

A week-by-week plan that fits around a full-time job: measure your gap first, rebuild your weakest tasks, practice daily, and prove you're ready with timed mocks.

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